Who We Are
"Phukira" represents growth and prosperity. Phukira Fund was created from the belief that a lack of collateral should not automatically prevent a capable young person, woman or entrepreneur from pursuing a viable economic opportunity. We combine responsible finance with an empowerment approach to help clients move from ideas to income, and from small enterprises to sustainable businesses.
To become a trusted and inclusive financial partner enabling underserved people and enterprises to grow and prosper.
To provide responsible, accessible and affordable financial solutions that expand economic opportunities for youth, women, entrepreneurs and underserved communities.
Closing the financing gap
Many aspiring entrepreneurs have ideas, skills, markets or existing businesses but lack the capital required to start or expand. Traditional lending can be difficult to access when applicants cannot provide conventional collateral. Phukira Fund is designed to address this financing gap through appropriate products, careful credit assessment and alternative risk-mitigation approaches.
Limited access to start-up and working capital
Collateral barriers
Small businesses operating below their potential
Limited financial literacy and business planning capacity
Limited access to growth capital for youth and women
Weak links between entrepreneurs and suitable financial providers
Phukira Fund combines inclusive lending, responsible credit assessment, flexible repayment structures and client support to help viable borrowers access finance while protecting the sustainability of the fund.
Want to know more about Phukira Fund?
Get in touch with our team. We're happy to walk you through our products and process.